Introducing Zap by Paystack

At Paystack, we’ve spent years building the infrastructure that powers how over 200,000 businesses get paid across Africa. Now, we’re excited to introduce Zap — our first consumer product and a major step toward making everyday payments simpler, faster, and more reliable.

Zap by Paystack is a mobile app for instant, secure payments through bank transfers. Built on the same trusted infrastructure that powers millions of transactions daily, Zap is designed to eliminate friction in money movement, so you can make money transfers quickly and securely without delays or pending transactions.

Today, Zap is available for residents of Nigeria, as well as visitors to Nigeria. Our long-term vision is to make Zap available across Africa.

Why use Zap?

• All your accounts in one app: You don’t need to jump between multiple apps to make transfers. With Zap, you can link all your Nigerian bank accounts that support NIBSS Direct Debit in one place and switch between them easily — without leaving the app.
• Send money in five steps: Zap is designed for speed. It takes just five taps to make payment via transfers.
• Scan to pay: Making a transfer and don’t want to type long account numbers? Just scan or snap a photo of an account number, and Zap will read it for you — so you can complete your transfer without hassle.
• Transparent, competitive rates: No hidden fees. See exactly what you’re paying before confirming a transaction.
• Designed just for transfers: Unlike apps packed with tabs and distractions, Zap is focused on one job: transfers. The interface is clean, calm, and built for people who just want to send money — fast, reliably, and without clutter.
• Pay like a local: Visiting Nigeria? You don’t need a local bank account to make a local transfer. Just use Apple Pay to fund transfers in Zap. It’s a seamless, secure way to send money — no setup stress, no cash handling.
• Powered by Paystack: Zap runs on the same secure infrastructure that powers Paystack Checkout, Terminal, and Transfers, trusted by thousands of Africa’s biggest businesses. So even though it’s new to consumers, it’s built on rails that have been tested at scale.

Getting started on Zap takes just moments:

• Download Zap from the iOS App Store or Google Play Store.
• Verify your details.
• Start sending money instantly!

Building for Africa’s future

Paystack powers African ambition, and Zap is another step toward a future where every payment, whether across the street or across borders, is seamless and familiar.

We envision a future where payments are truly frictionless for everyone in Africa, supported by infrastructure designed to serve ambitious Africans everywhere. Zap is built to be a reliable companion for payments across the continent.

Common questions

Is Zap available outside Nigeria?

Zap is currently available for users in Nigeria. However, if you’re visiting Nigeria, you can use Apple Pay to send money locally.

What payment methods does Zap support?

• Nigerian bank accounts

• Apple Pay (for visitors in Nigeria)

When is Zap coming to other African countries?

We’re working on expanding Zap to more African countries soon. Follow us on Twitter @Paystack or @ZapbyPaystack for updates.